
Perhaps the most impactful piece of retirement planning is determining your current and future tax liability and developing strategies to minimize the amount of taxes you pay in retirement. Tax planning can have a large impact on the amount of wealth you will be able to transfer to your heirs. We will help ensure that your retirement plan takes full advantage of available tax credits and deductions to ensure that you and your heirs are maximizing wealth for generations to come.
Our clients receive proactive advice on tax reduction strategies based on income, expenses, individual needs, and goals. Proactive tax planning allows our clients the opportunity to minimize tax burdens and build a solid foundation of tax reduction strategies that can result in years of tax savings. Throughout the year, The Terrio Group will monitor tax law changes that could affect our clients, recommending tax savings strategies, as well as, serving as your advocate in tax matters.
Based on this strategic partnership, we will implement a sound, well-thought-out financial strategy to minimize year-to-year tax liabilities and provide the opportunity to maintain your current standard of living throughout retirement.
Based on this strategic partnership, we will implement a sound, well-thought-out financial strategy to minimize year-to-year tax liabilities and provide the opportunity to maintain your current standard of living throughout retirement.
Roth Conversion Analysis
2nd Opinion Prior Year
Individual and Business Tax Return Reviews
1040 Tax Optimization Reports
Personalized Tax Reduction Reports

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The Terrio Group is a DBA of Cathy Hietala.
Investment advisory services provided by Motiv8 Investments LLC, an SEC-registered Investment Adviser. This is not an offer to sell securities or the solicitation of an offer to purchase securities. This is not investment, financial, legal, or tax advice. Past performance is not a guarantee of future performance.
The information provided herein is for illustrative and educational purposes only and should not be considered a solicitation or an offer to buy or sell securities. Nothing contained herein should be interpreted as a recommendation or research regarding any investment or investment strategy, legal or tax advice.
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4530 West 77th St, Suite 345
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