WHO WE ARE
ABOUT THE
TERRIO GROUP
We Answer to People, Not Products
The Terrio Group offers comprehensive retirement income solutions that look at the individual person, rather than a product to place them in. For nearly 17 years, the boutique financial firm has provided financial planning, investment management, and other products as part of a holistic, process-driven solution, with no two alike.
The Terrio Group is comprised of financial advisors, consultants and experts who have a fiduciary obligation to act on behalf of the client. Families and businesses can visit the office in Edina, Minnesota.
Meet Our Team of Professionals
Cathy Hietala
Financial Advisor
I wake up every morning with a great passion to help others reach their financial aspirations. I enjoy serving and helping others, with my spotlight being on those nearing retirement, retirees, medical professionals, women, veterans, and those that have loved ones with special needs. My mission is to assist my clients in achieving three key financial goals: wealth accumulation during their working years, security and financial independence in their retirement, and reduction or elimination of estate taxes when their accumulated wealth is passed on to their beneficiaries.
Raising two wonderful boys on my own and caring for my Mother with cancer, has given me not only strength, but understanding of life's struggles. I am also guardian of a family member with special needs who holds a special place in my heart. My journey has set forth the opportunity for me to assist others in preparing for and navigating life's changes financially.
Michael Terrio
President
Michael Terrio is the founder and President of The Terrio Group. Michael believes that communication and interaction with his clients on a regular basis is key to understanding their financial planning needs and assisting them in realizing their dreams and aspirations. The firm covers all areas of financial management, from investment and retirement planning to risk management, strategic income planning and estate conservation.
Michael believes that at the nucleus of a successful retirement plan must be comprehensive, cohesive financial strategy. This strategy must be tailor-made to fit each individual’s unique needs, thus enabling it to meet both short and long-term objectives. Each client is given watchful attention, monitoring their progress and making adjustments as necessary for changing economic climate. Michael has been the keynote speaker for several educational events. He also speaks nationally for the armed forces at Yellow Ribbon Events. His goal is to help soldiers that are being deployed or returning from service to make sound financial decisions. He has been quoted in The Wall Street Journal and is often asked to share financial tips and advice at several local news stations. Michael enjoys spending time with his wife, Kaycee and their boys — Cash and Brady.
Cassie Ottofaro
Director of Operations
Cassie Ottofaro is the Director of Marketing and Client Relations at The Terrio Group. Included in her responsibility but not limited to are the company’s marketing programs, brand management and client relations and operations.
Cassie strives to deliver the best experience for the team and more importantly for the Clients, by always discovering new ways to improve she is ever evoloving in the business.
Prior to joining The Terrio Group, she has excelled in marketing, national B2B and B2C sales and strategic business development with companies in the Central Florida area. Cassie holds a bachelor’s degree from the University of Central Florida. She currently lives in Port St. Lucie with her husband and their fun loving dog. When not working, Cassie enjoys spending time with her family and friends, anything involved with being outside and tapping into her creative side.
Adam Kretz
Customer Relations Coordinator
Adam Kretz is a Customer Relations Coordinator with The Terrio Group, where he supports the firm's outreach and marketing efforts. He helps connect individuals and families with the resources and guidance they need as they navigate their financial futures.
A graduate of the University of Minnesota, Adam earned his degree in 2022. Originally from Illinois, he now enjoys being part of the Minnesota community. Outside of work, Adam enjoys playing ping pong and finding opportunities to stay active and competitive.
Adam is passionate about building relationships, creating meaningful connections, and helping more people discover how The Terrio Group can support their financial goals.
NEXT GENERATION FINANCIAL PLANNING
Mr. Terrio developed his signature process and philosophy, The 8 Elements of Financial Control, after identifying a pain point in the prior generation of financial planning. This innovative approach includes goal setting and touches 8 different considerations when customizing each solution. Included are elements like income, emergency funding, asset building, estate protection, legacy enhancement and protection, and tax planning. At the heart of Mr. Terrio’s signature process is education and transparency and the entire experience has been described as transformative.
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The Terrio Group is a DBA of Cathy Hietala.
Investment advisory services provided by Motiv8 Investments LLC, an SEC-registered Investment Adviser. This is not an offer to sell securities or the solicitation of an offer to purchase securities. This is not investment, financial, legal, or tax advice. Past performance is not a guarantee of future performance.
The information provided herein is for illustrative and educational purposes only and should not be considered a solicitation or an offer to buy or sell securities. Nothing contained herein should be interpreted as a recommendation or research regarding any investment or investment strategy, legal or tax advice.
Contact Us
(952) 952-8626
4530 West 77th St, Suite 345
Monday - Friday, 9:00 am - 4:00 pm
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